Understanding Our Terms of Use
1. Acceptance of Terms
By accessing or using the Safe Horizon Financial (“Safe Horizon,” “we,” “us,” “our”) website at safehorizonfinancial.ca (the “Site”), you (“you,” “your,” “user”) agree to be bound by these Terms of Use (“Terms”). If you do not agree with these Terms, do not access or use the Site.
2. Changes to Terms
We reserve the right to modify these Terms at any time. Any changes will be posted on this page and will be effective immediately upon posting. Your continued use of the Site after changes have been posted constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically.
3. Use of the Site
Eligibility: You must be at least the age of majority in your jurisdiction (18 years in most Canadian provinces) to use the Site.
Permitted Use: You may use the Site for lawful, personal, and non-commercial purposes only.
Prohibited Conduct: You agree not to:
Use the Site for any illegal or unauthorized purpose;
Post or transmit any content that infringes another’s intellectual property rights or privacy;
Attempt to gain unauthorized access to the Site or related systems;
Disrupt or interfere with the Site’s operation or security.
4. Intellectual Property
All content on the Site—including text, graphics, logos, images, audio clips, software, and other material—is the property of Safe Horizon or its licensors and is protected by Canadian and international intellectual property laws. You may not copy, reproduce, distribute, publish, display, or create derivative works from any content without our prior written consent.
5. Third-Party Links
The Site may contain links to third-party websites or services that are not owned or controlled by Safe Horizon. We are not responsible for the content, privacy policies, or practices of any third-party sites. Links are provided for convenience only; inclusion does not imply endorsement.
6. Financial Advice Disclaimer
The information on this Site is provided for general informational purposes and should not be construed as financial, legal, tax, or investment advice. While we strive to keep content accurate and up to date, we make no warranties regarding its completeness or reliability. You should consult a qualified professional for advice tailored to your situation.
7. Limitation of Liability
To the fullest extent permitted by law, Safe Horizon and its directors, employees, and agents will not be liable for any damages arising from or related to your use of, or inability to use, the Site. This includes direct, indirect, incidental, consequential, special, or punitive damages, even if we have been advised of the possibility of such damages.
8. Indemnification
You agree to indemnify, defend, and hold harmless Safe Horizon and its affiliates from any claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including legal fees) arising from: (a) your use of and access to the Site; (b) your violation of these Terms; or (c) your violation of any third-party rights, including intellectual property or privacy rights.
9. Termination
We may terminate or suspend your access to the Site, without prior notice or liability, for any reason, including if you breach these Terms. All provisions that by their nature should survive termination (e.g., ownership provisions, warranty and liability limitations) will survive.
10. Governing Law
These Terms and your use of the Site are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable therein, without regard to conflicts of laws principles. Any disputes shall be resolved in the courts of British Columbia.
11. Contact Information
If you have any questions about these Terms, please contact us at:
Safe Horizon Financial
Email: kbigas@safehorizonfinancial.ca
Phone: 778‑300‑7663